Pay-later funding is provided by our lending partners in the platform and is based on available home equity. Homeowners complete a quick application and the platform verifies the lender’s criteria to let you know if you’re approved, and for how much. Then, you can specify how much you’d like to borrow, up to your approved limit.

Loan docs are emailed for you to sign, and after signing, funds will be available within days to start working on projects. The loan is secured, and will attach to the property and be paid off at closing (taken care of by escrow), or paid off at the end of the loan term. Please refer to your loan docs for specific loan terms.

For more information, see the Loan Application Walk-Through.