What Is the Improve to Stay Program?
Overview
Not every homeowner is selling. HouseAmp's Improve to Stay program provides financing for homeowners who want to fund significant renovations and remain in their home — on extended 15 and 20-year terms.
How It Differs From the HomeSale Loan
🏠 HomeSale LoanPurpose: Pre-sale improvements
Repayment: At closing from sale proceeds
Selling? Yes
Term: Short (listing period) | 🏡 Improve to StayPurpose: Long-term home upgrades
Repayment: Monthly over 15 or 20 years
Selling? No
Term: 15 or 20 years |
Who Is It For?
Homeowners who plan to remain in their home and want to fund significant improvements — kitchens, additions, systems upgrades, accessibility modifications — on a structured long-term basis.
| 🔧 Major kitchen or bathroom remodels |
| 🏗️ Additions or structural improvements |
| ⚡ Systems upgrades (HVAC, roofing, electrical, plumbing) |
| ♿ Accessibility modifications |
Current Status
📣 Coming Soon: The Improve to Stay program is currently in development. Contact HouseAmp to be notified when it becomes available in your area.
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