Help Articles
Which States Does HouseAmp Currently Serve?
Overview HouseAmp operates across 38 states, but not all financing products are available in every state. Here is the current breakdown by program. Current Program Availability ✅ Secured Financing — HomeSale Loan (up to $250,000) Currently available ...
Why Are Payments Made Directly to Contractors?
Overview When HouseAmp approves your financing, all funds are disbursed directly to your contractors. Payments are never made to the homeowner. Here is why this matters and what it means for you. Why HouseAmp Pays Contractors Directly 🔒 Protects the ...
What Is the Improve to Stay Program?
Overview Not every homeowner is selling. HouseAmp's Improve to Stay program provides financing for homeowners who want to fund significant renovations and remain in their home — on extended 15 and 20-year terms. How It Differs From the HomeSale Loan ...
What Is the HomeSale Loan?
Overview The HomeSale Loan is HouseAmp's flagship pre-sale financing product. It provides homeowners with funding to complete strategic improvements before listing — with repayment deferred until closing. Key Features 💰 Financing up to $250,000 for ...
Why You May Not Have Been Matched With a Lending Partner
At HouseAmp, our goal is to connect every homeowner with the right financing option for their unique situation. Sometimes, based on the information you provide during the pre-qualification process, our system may not find a match with one of our ...
How do I find my Loan Number?
Your Loan Number is listed on your loan documents. If you are unable to locate these documents, you can also find your Loan Number within the HouseAmp platform by following these steps: Log in to your HouseAmp account. Click on the Settings icon in ...
Experian Rating Information
Overview HouseAmp's lending partners use the Experian VantageScore 4.0 model when evaluating financing applications. This article explains what that model is, how it differs from FICO, and what it means for your application. What Is VantageScore 4.0? ...
How to Unfreeze or Unblock Your Credit
How to Unfreeze Your Credit If you want to apply for a HomeSale Loan, you'll need to remember to unfreeze, or thaw, your Experian credit report first. Similar to freezing your credit, you can do this online, by phone or by mail. You'll also be able ...
Can I work with my own service providers?
Of course! Any service provider of your choosing can be invited to create an account on the platform to start working with you on projects. For more information, see Inviting a Service Provider.
Are there any fees associated with obtaining a loan?
Yes, but there are no fees or payments due until you sell*. We’ve worked with our lender network to offer loan terms that give you time to prepare your home and sell it (such as an interest-free period and deferred payments) with no up-front ...
What information do I need in order to apply?
During the application process, you will be asked to confirm the details of your personal and property information. Please have the following pieces of information handy: Address of property you are selling Social Security Numbers of primary ...